Debt Payoff Calculators
Enter your debts, pick a strategy, and see your debt-free date in seconds. No signup required.
Debt Avalanche Calculator
Calculate your debt-free date using the avalanche method. Target highest-interest debt first to save the most money.
Try it free Compare OptionsDebt Consolidation Calculator
Compare your current debts against a single consolidation loan. See if combining your debts will actually save you money.
Try it freeCouples Debt Split Calculator
Calculate a fair way to split debt payments between partners using equal, proportional, or income-based methods.
Try it freeBalance Transfer Savings Calculator
Compare the true cost of keeping your current credit card vs transferring to a 0% APR balance transfer card. See how much you'll save — or if the transfer fee isn't worth it.
Try it freeExtra Payment Impact Calculator
See exactly how much time and interest you save by making extra monthly payments on your debt.
Try it free Quick CheckDebt-to-Income Ratio Calculator
Calculate your DTI ratio instantly. See where you stand and learn what lenders look for when you apply for a mortgage or loan.
Try it freeMinimum Payment Calculator
See how long it takes to pay off a credit card or loan making only minimum payments. The true cost will surprise you.
Try it free Goal-BasedDebt Payoff Date Calculator
Pick your target debt-free date and find out exactly how much extra you need to pay each month to hit it.
Try it freeDebt Payoff Strategy Quiz
Answer 5 quick questions to find the debt payoff strategy that matches your personality, budget, and goals.
Try it free Most PopularDebt Snowball Calculator
Calculate your debt-free date using the snowball method. Pay off your smallest balances first for quick wins and motivation.
Try it freeWindfall Allocator
Optimize how to use your tax refund, bonus, or unexpected money to maximize debt payoff impact.
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