D DebtPayoffTools

Debt Payoff Apps

Compare the best apps to track and pay off your debt. Honest reviews with pricing, features, and our take on who each app is best for.

Platform
Pricing
Sort
Showing 21 of 21 apps
Featured
A

Ascent

Debt payoff tracking with partner sync and 9 strategies

Freemium
🍎
B

Bright Money

AI-driven debt payments that manage themselves, when it works

Subscription
🍎🤖
C

Credit Karma

Free credit scores and monitoring to track the impact of your debt payoff

Free
🍎🤖🌐
C

Changed

Round up your spare change and put it toward debt automatically

Subscription
🍎🤖
D

Debbie

Gamified debt payoff with mini-tasks and social motivation

Free
🍎🤖
D

Debt Payoff Planner

Clean mobile debt tracker with snowball, avalanche, and custom strategies

Freemium
🍎🤖
E

Empower

See your debt in the context of your complete financial picture

Freemium
🍎🤖🌐
E

EveryDollar

Dave Ramsey's zero-based budgeting app with built-in debt snowball tracking

Freemium
🍎🤖🌐
G

Goodbudget

Digital envelope budgeting designed for couples and families

Freemium
🍎🤖🌐
H

Honeydue

Free couples finance app that may leave you on read

Free
🍎🤖
M

Monarch Money

Premium all-in-one finance dashboard with multi-user sharing and debt tracking

Subscription
🍎🤖🌐
P

PocketGuard

Bank-linked budgeting that tells you exactly what's safe to spend

Freemium
🍎🤖
S

SoFi

All-in-one financial platform with competitive personal loans for debt consolidation

Freemium
🍎🤖🌐
R

Rocket Money

Bill negotiation and subscription tracking with debt monitoring on the side

Subscription
🍎🤖🌐
U

Unbury.me

The simplest debt calculator on the internet, and that's the point

Free
🌐
U

Undebt.it

Free web-based debt snowball calculator and tracker

Freemium
🌐
T

Tally

The automated debt manager that raised $172 million, then shut down

Paid
🍎🤖
Q

Qoins

The round-up debt app that shut down in 2023: here's what happened

Paid
🍎🤖
Y

YNAB (You Need a Budget)

Comprehensive budgeting app with debt payoff tools built in

Subscription
🍎🤖🌐
S

Splitwise

The expense splitting app that can help couples track shared debt payments

Freemium
🍎🤖🌐
Z

Zeta

The couples banking app that shut down in 2025, acquired by Acorns

Free
🍎🤖
A

Track your plan automatically. Ascent supports 9 strategies, partner sync, and BNPL tracking.

Learn more
Search